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RAC Acceptance
Lease-to-own retailer in Seffner offering Acima payment plans for furniture, electronics, and appliances.
About
RAC Acceptance in Seffner partners with Acima to provide lease-to-own options for household goods and electronics. Instead of traditional financing or credit, Acima structures purchases as lease agreements with the option to own after regular payments. The program typically approves customers with varied credit histories and allows up to $5,000 in lease merchandise per transaction. Most standard agreements run 12 months to ownership, though terms vary. Acima also issues a Classic Credit Mastercard through The Bank of Missouri for cardholders. Keep in mind that acquiring ownership through leasing costs more than paying cash at the retailer. This service operates throughout most of the United States, though it is not available in Minnesota, New Jersey, Wisconsin, or Wyoming.