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National Foundation For Debit Management
Clearwater nonprofit offering debt management, housing counseling, and financial literacy to help residents navigate credit and homeownership.
About
National Foundation For Debit Management is a nonprofit service in Clearwater that helps people work through debt and housing challenges. They offer debt management programs designed to reduce credit card balances and monthly payments, negotiating directly with creditors to lower interest rates and remove penalties. For homeowners and those buying, they provide HUD-certified housing counseling. If you're 62 or older and exploring reverse mortgage options, they offer counseling on that too. They also run financial literacy education programs to help people build stronger money habits. They don't lend money; instead, they create customized plans and provide guidance. If you're facing mortgage trouble or foreclosure concerns, they work with residents on avoidance strategies.